Integrity Credit Resolution Services, LLC -- About Credit Scoring

Updated: June 20, 2008

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ABOUT CREDIT SCORING

The credit score is a complicated and nuanced formula based on the credit reports of thousands of different individuals. Fair Isaac's (FICO) score is most commonly used by lenders to discern the likelihood that an individual looking for a loan will be 90 days late at any point of their loan re-payment. The chart below shows what can happen to your monthly payments on a $250,000 mortgage if you are able to improve your FICO score.

CREDIT SAVVY™

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The average FICO score in the United States is now 705. If you are able to raise your score from the US average, 20 points in 4 months, Credit Savvy™ guarantees, you would save yourself (depending on your individual loan) around $85 a month. Over 30 years that is over $20,000.

Click on "About Credit Savvy™" to learn more, read about
"Our Guarantee" or invest in your future and get Credit Savvy™ TODAY...

Please don't hesitate to contact us if you have any questions.